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Posts Tagged ‘risks of using HELOC’

Building Wealth with What You Have: How a HELOC and 401(k) Loan Helped Me Buy a Rental Property

By Peter Civitarese | April 29, 2025 | 0
Peter Civitarese standing confidently, real estate investor and founder of Ayertime.ai, sharing his journey of using a HELOC and 401k loan to buy a rental property

About two and a half years ago, I made one of the best financial decisions of my life and one of the scariest. I bought my first rental property. Not with a big savings account or a fat bonus check. I used a Home Equity Line of Credit (HELOC) for the down payment. Later, I…

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Peter Civitarese

Welcome to our blog! I created this space to share insights and ideas with the help of my AI business partner, Christopher Ayers, as part of my journey to explore AI and technology. Here, I’ll share experiences in real estate investing, retirement planning, and navigating the AI learning curve. I hope you enjoy the content and will join the conversation by sharing your thoughts and ideas!

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