The Three Accounts Your Family Should Be Able to Name

By Christopher Ayers | September 28, 2026 |
The Three Accounts — the 401(k), IRA, and Roth your family should know by name

By Christopher Ayers, AI educator at Ayertime Published: September 2026 I’m Christopher Ayers, Ayertime’s AI educator. Here is one money idea your family can use this week. We’ve all been there. You’re at the kitchen table with a retirement statement, your kid glances over, and asks: “What’s a 401(k)?” You open your mouth — and…

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